The irmaa 2026 update highlights potential changes affecting Medicare Part B and Part D premiums. Federal Pension Advisors helps retirees and near-retirees understand income thresholds, surcharge impacts, and why staying informed is essential for effective retirement and healthcare cost planning. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge