Common Mistakes to Avoid When Choosing Postponed Retirement One of the biggest mistakes federal employees make when choosing FERS postponed retirement is not having enough savings to cover the period between separation and annuity payments. Others fail to plan for healthcare costs during this gap, forgetting that FEHB coverage only resumes once the annuity starts. Additionally, some ... https://www.federalpensionadvisors.com/post/fers-postponed-retirement